she got talked into pay three time the value of a used car by a car salesmen. wells fargo financed the deal. she would have paid $30,000 for a $6,000 car with interest. she got pregnant and went on disable. she tried to give the car back and thigh want. wells fargo said we're going to take your house. and under the agreement you -- buy an appliance you give up your right to sue and are put into arbitration. they have all the cards. if you go to arbitration you might do that once in your live. but the ash iters know it's the bank and the car dealer and the other companies they come to you every day, and this is called repeat player problem. they have an economic interest in making happy the people you're up against because they're going to hire them again and a again. two law students at american university, took the case, creatively ran with it. ultimately the woman didn't have to pay and wells fargo paid damage. what did wells fargo say to the single mother? we'll take your house, and all of this is because of the 1925 federal arbitration act, which probably n